Wednesday, May 6, 2020
The Debate Over Personal Essay Samples for Scholarships
The Debate Over Personal Essay Samples for Scholarships Having us to address any of the problems which you may face when coming up with scholarship essay topics will be advisable for you. Write an anecdote, a quote, an intriguing fact or a story from your private life to illustrate what you are likely to write about later on. You won't have the ability to compose an outstanding essay in case you don't devote your soul to it. Understanding how to end a scholarship essay is a fundamental part of the success. The outstanding part about it's that you're not required to sign in for your purchase. As a school leaver, finding a personal statement might be a difficult endeavor. You should have your reasons, and our primary concern is that you wind up getting a great grade. Bear in mind, on the exterior of the envelope, list the name of the particular scholarship you're inquiring about. Your cover letter is where to provide thorough info about it. The function of the personal st atement is to provide you with an opportunity to inform us important things about yourself that aren't addressed or apparent in the application. Find somebody you feel comfortable and qualified letting revise your private statement and provide it to them. Your own personal statement is a rather important portion of your application for scholarships and ought to be given special time and attention. Scholarship sponsors search for applicants with vision and motivation, so they may ask about your targets and aspirations. Career Break Personal Statement People have various reasons as to why they'd want to have a career break. Your future is extremely important. As a graduate, you've got to make certain that your private statement catches the interest of recruiter quickly through an effortless identification of your transferable skills along with your education. Essays, generally speaking, covers different topics. Academic papers cannot contain any signals of plagiarism. Scholarship essay isn't a paper at which you can forgive yourself misspellings or formatting inaccuracy. Scholarship essays are a significant issue. Learn more regarding the Mobility Disability Scholarship. The Personal Essay Samples for Scholarships Stories Start brainstorming now, and you might discover yourself a winner! A scholarship essayis part of ascholarship application. Some scholarships will just request a statement of financial need. Learn more on the subject of the Build U. Scholarship. The Number One Question You Must Ask for Personal Essay Samples for Scholarships Some scholarship sources need you to join their organization. If you're planning to put in an application for a college scholarship, you will likely will need to submit an essay alongside a resume, transcript and other background details. Scholarship essays shouldn't be considered a burden since they are your gateway to land entrance into a prestigious university with plenty of benefits and perks tha t have the scholarship. These seven sample essays respond to a selection of thought-provoking questions. There aren't any parameters to follow. Thus, you don't need to fret about your private information whenever you order with us. So because you can see, the registration procedure is extremely easy and understandable, so there aren't any conundrums or trick to do that correctly. So don't hesitate to download and take advantage of our samples. Nowadays it's quite difficult to locate a trustworthy essay writing service. The most frequently encountered paper writing service that the bulk of our clients require is essay writing. In summary, the service exists, so should you need to use it in order to find a top essay, that's reason enough. Employing a writing service is the best approach to have a well-written essay to use as a guideline to make sure the essays you write are hitting each one of the crucial points and are at the appropriate depth necessary for your academic gra de. For writing your scholarship essay, the very first point is to create a great outline. Make certain that your essay is neatly typed, and that there's plenty of white space' on the webpage. Ultimately, the detail of real speech makes the scene pop. If you prefer to fully grasp how to compose an essay for a scholarship, it would be prudent to begin from ordering an affordable custom writing help online. To succeed on the essay part of the SAT, the very best approach is to simply make stuff up. It's vital that the service you decide on knows for sure they're only employing the very best essay writers. Using Personal Essay Samples for Scholarships Try to remember your introduction, the very first paragraph of an essay, ought to be short and catchy. Paragraph i state a synopsis of what you're going to speak about in the essay. The revisions are completely free!
Tuesday, May 5, 2020
An Advancement of Learning and An August Midnight Compare and contrasting free essay sample
The poems ââ¬Å"An Advancement of Learningâ⬠and ââ¬Å"An August Midnightâ⬠are connected in some way, these poems focus on encounters with certain creatures or animals. Heaneyââ¬â¢s with a rat on a river embankment in Belfast and Hardyââ¬â¢s with nocturnal insects that fly through his window. In the poems In contrast they are laid out in different structures. In ââ¬Å"An Advancement of Learningâ⬠it has eight stanzas of four short lines. In contrast ââ¬Å"An August Midnightâ⬠is made up of two stanzas with six long lines, giving the poem a calm quality. In ââ¬Å"An Advancement of Learningâ⬠Heaney recalls on his childhood fear of rats. This is due to his experiences of fear growing up on a farm as a child. The rats provide a link between his childhood and his inner-city life as an adult. ââ¬Å"An August Midnightâ⬠is based on Hardyââ¬â¢s beliefs that all animals were conscious beings worthy of respect based on the evolutionary theory that all living things are related. We will write a custom essay sample on An Advancement of Learning and An August Midnight Compare and contrasting or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This interest is also evident in the close up acute details of the insectsââ¬â¢ anatomy ââ¬Å"winged, horned and spinedâ⬠. The settings of both poems are very different or inconsistent. In ââ¬Å"An Advancement of Learningâ⬠it is situated outside in an urban river landscape. It is portrayed as polluted with ââ¬Å"dirty-keeled swansâ⬠. Overall it is an urban setting and a shabby environment, where it projects the negativity of the encounter. Whereas in ââ¬Å"An August Midnightâ⬠it is inside and a welcoming scene inside a tranquil room where the insects are lured in by lamplight and an open window. Both poems contrast, in ââ¬Å"An August Midnightâ⬠Hardy isnââ¬â¢t dismissive or scornful towards the insects, he shows them respect. This is shown when Hardy says ââ¬Å"Godââ¬â¢s humblestâ⬠. However in ââ¬Å"An Advancement of Learningâ⬠uses words such as ââ¬Å"slimedâ⬠and ââ¬Å"slobberedâ⬠to describe the ratââ¬â¢s movements, this portrays Heaneyââ¬â¢s dislike or hatred towards rats.
Friday, April 3, 2020
About and For with Adjectives
About and For with Adjectives About and For with Adjectives About and For with Adjectives By Maeve Maddox The recent post on excited for got me thinking that a list of adjectives that take about and for might be useful. for eager for happy for (as in Im happy for you because you have succeeded.) therapeutic for unsuitable for about adamant about enthusiastic about exuberant about exultant about excited about elated about flippant about guarded about gullible about happy about (as in Im happy about my promotion.) irate about knowledgeable about nosy about overjoyed about phobic about relieved about snobbish about vague about Here are some quotations from newspapers: Sharks Evander Kane eager for 1st playoffs in 9th season Jaguars coach Doug Marrone happy for Bills, but wont delve into his odd exit from Buffalo. Such an announcement is inappropriate. If the Captain determined the airplane was unsuitable for the flight, it is his or her responsibility and Quarry neighbors irate about dumping, water quality. Benton Township residents near the Rocky Ridge Development quarry are upset about Detroit Lions veteran players are excited about first-round draft pick Frank Ragnow. He took snaps at both center and left guard at rookie Kristin Higgins was adamant about not pushing girly stereotypes on her daughter, and painted her room in shades of green. Higgins later Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Writing Basics category, check our popular posts, or choose a related post below:Creative Writing 101One Fell SwoopHow Long Should a Synopsis Be?
Sunday, March 8, 2020
Biography of Paul Revere and His Midnight Ride
Biography of Paul Revere and His Midnight Ride Paul Revere (January 1, 1735ââ¬âMay 10, 1818) is perhaps best known for his famous midnight ride, but he was also one of Bostonââ¬â¢s most ardent patriots. He organized an intelligence network called Sons of Liberty to help colonists fight against British troops. Fast Facts: Paul Revere Known for: Famous midnight ride alerting the people of Lexington and Concord of an impending British attack; one of the leaders of Sons of Liberty movementOccupation: Silversmith, artisan, and early industrialistBorn:à January 1, 1735 in Boston, MassachusettsDied:à May 10, 1818, Boston, MassachusettsParentsââ¬â¢ Names: Apollos Rivoire and Deborah HitchbornSpouses Names: Sarah Orne (m. 1757-1773); Rachel Walker (m. 1773-1813)Children: 16, 11 of whom survived childhood Early Years Paul Revere was the third of twelve children born to Apollos Rivoire, a French Huguenot silversmith, and Deborah Hitchborn, the daughter of a Boston shipping family. Apollos, who emigrated from France as a teen, changed his name to the more English-sounding Revere at some point prior to Pauls birth- a common practice at the time. The young Revere left school in his early teens to become an apprentice in his fathers silversmithing business, which allowed him to interact with a wide variety of different people within Bostons society. When Revere was nineteen, his father died, but he was too young to take over the smithy, so he enlisted in the provincial army. The French and Indian War was ongoing, and Revere soon found himself commissioned to the rank of Second Lieutenant. After a year in the Army, Revere returned home to Boston, took over the family silver shop, and married his first wife, Sarah Orne. By the mid-1760s, the economy was sliding into a recession, and Reveres silver business was struggling. Like many craftsman of the era, Revere needed some supplemental income, so he took up the practice of dentistry. His skill in manufacturing false teeth from ivory was one that would serve him well later. The Brink of Revolution In the late 1760s, Revere formed a close friendship with Dr. Joseph Warren of Boston. The two men were members of the Masons, and they each had an interest in politics. Over the next few years, they became active participants in the Sons of Liberty movement, and Revere used his skill as an artist and craftsman to produce some of Americas earliest political propaganda. He illustrated carvings and engravings, many of which included images of events like the Boston Massacre of 1770, and a parade of British troops through the citys streets. As he became more prosperous, Revere and his family moved to a home in Bostons North End. However, in 1773, Sarah died, leaving Revere with eight children to raise; within a few months he married his second wife, Rachel, who was eleven years his junior. In November of that year, a ship called the Dartmouth docked in Boston Harbor, and history would soon be made. The Dartmouth arrived laden with tea shipped by the East India Company under the newly-passed Tea Act, which essentially was designed to force colonists to buy tea from East India, rather than purchasing smuggled tea at a lower cost. This was extremely unpopular with the people of Boston, so Revere and many of the men of the Sons of Liberty took turns guarding the ship, preventing it from being unloaded. On the night of December 16, Revere was one of the ringleaders when American patriots stormed the Dartmouth and two other East India ships, and dumped the tea into Boston Harbor. Over the next two years, Revere made regular rides as a courier, traveling from Boston to Philadelphia and New York City to carry information on behalf of the Committee of Public Safety. This was a grass-roots committee of patriots who did their best to make governing extremely difficult for British authorities. Around the same time, Revere and other members of the Sons of Liberty, and their associates, began a network of intelligence gathering in Boston. Meeting in a tavern called the Green Dragon, which Daniel Webster called the headquarters of the revolution, Revere and other men, known as Mechanics, disseminated information about the movement of British troops. The Midnight Ride In April 1775, Dr. Joseph Warren was alerted to possible British troop movements near Concord, Massachusetts. Concord was a small town not far from Boston, and was the site of a large cache of patriot military supplies. Warren sent Revere to warn the Massachusetts Provincial Congress so they could move the stores to a safer location. Interim Archives / Getty Images A few days later, British General Thomas Gage was ordered to move on Concord, disarm the patriots, and seize their cache of weapons and supplies. Although Gage was instructed by his superiors to arrest men like Samuel Adams and John Hancock for their roles as rebel leaders, he opted not to include that in his written instructions to his troops, because if word got out, there could be a violent uprising. Instead, Gage chose to focus his written orders on taking possession of the weapons he believed to be housed in Concord. Over the coming days, Revere instructed the sexton at the North Church to use a signal lantern in the steeple if he saw British soldiers approaching. Because the British could either take the road from Boston to Lexington or sail up the Charles River, the sexton was told to light a single lantern for land movement, and two if there was activity on the water. Thus, the phrase one if by land, two if by sea was born. On April 18, Warren told Revere that reports indicated that British troops were secretly moving towards Concord and the neighboring town of Lexington, ostensibly to capture Adams and Hancock. Although the weapons supply had been safely moved, Hancock and Adams were unaware of the impending danger. When the sexton at the North Church placed two lanterns in his steeple, Revere moved into action. He crossed the Charles River in a rowboat in the dead of night, careful to avoid the notice of the British warship HMS Somerset, and landed in Charlestown. From there, he borrowed a horse and rode to Lexington, sneaking past British patrols and alerting every home he passed along the way. Revere traveled through the night, visiting patriot strongholds like Somerville and Arlington, where additional riders picked up the message and traveled their own routes. By the end of the night, it is estimated that some forty riders had gone out to spread the word of the impending British attack. Revere arrived in Lexington around midnight, and warned Adams and Hancock, and then headed towards Concord. On his way, he was stopped by a British patrol and questioned; he told the soldiers that if they approached Lexington they would find themselves face to face with an angry and armed militia. At some point, once they neared Lexington with Revere in tow, the towns church bell began to ring; Revere told them it was a call to arms, and the soldiers left him in the woods to walk the rest of the way to town alone. Once he arrived, he met up with Hancock, and helped him gather up his family so they could escape safely as the battle on Lexington Green began. During the Revolutionary War, Revere was unable to return to Boston, but stayed in Watertown, where he continued his work as a courier for the provincial congress, and printed currency for payment of the local militias. Dr. Warren was killed at the Battle of Bunker Hill, and nine months after his death, Revere was able to identify his remains, exhumed from a mass grave, thanks to a false tooth he had mounted for his friend, making Paul Revere the first forensic dentist. There is no evidence that Revere actually shouted out The British are coming! during his famous ride. Later Years After the Revolution, Revere expanded his silversmithing business and opened an iron foundry in Boston. His business produced cast iron goods such as nails, weights, and tools. Because he was willing to invest money into expanding his foundry, and embraced new technological ideas in the field of metalworking, he became highly successful. Eventually, his foundry moved into iron and bronze casting, and he was able to mass produce church bells as America moved into a post-war religious revival. With two of his sons, Paul Jr. and Joseph Warren Revere, he founded Paul Revere and Sons, and gradually perfected the production of rolled copper. He remained politically active throughout his entire life, and died in 1818 at his home in Boston. Sources ââ¬Å"Joseph Warren Dies a Martyr in the Battle of Bunker Hill.â⬠New England Historical Society, 16 June 2018, www.newenglandhistoricalsociety.com/death-gen-joseph-warren/.Klein, Christopher. ââ¬Å"The Real-Life Haunts of the Sons of Liberty.â⬠History.com, AE Television Networks, www.history.com/news/the-real-life-haunts-of-the-sons-of-liberty.ââ¬Å"Paul Revere - The Midnight Ride.â⬠Paul Revere House, www.paulreverehouse.org/the-real-story/.Strangeremains. ââ¬Å"Paul Revere: The First American Forensic Dentist.â⬠Strange Remains, 11 Oct. 2017, strangeremains.com/2017/07/04/paul-revere-the-first-american-forensic-dentist/.
Thursday, February 20, 2020
A critical study of credit risk management in the First Bank of Dissertation - 2
A critical study of credit risk management in the First Bank of Nigeria PLC - Dissertation Example All types of transactions have risk factors attached to them. If considered as an isolated case, then the loss can be treated as standalone. However, if a portfolio is considered like financial instruments and loans, there is the diversification effect which means risks of individual transactions get diluted. This is because every individual transaction cannot become a bad debt, and it is also not possible that all financial instruments of a trading book will end up as losses caused by market movements. It is universally accepted that the ââ¬Å"sum of individual risks is less than the risk of the sum.â⬠There is also the concept of dependency, i.e. inter-related events which determines the effects of diversification. For instance, a loan can become a bad debt depending on some common factors like the economic condition of market. Therefore to compute the risk of portfolios, it is necessary that these common factors be monitored (Bessis, 2011, pp.25-26). Credit risk can be defin ed as the non-ability of a debtor or issuer of any financial instrument to make payment of the principal amount as per the terms and conditions of the credit agreement (Greuning & Bratanovic, 2009, p.161). The loss that occurs is related to the valuation of the financial instruments and their liquidity. The financial instruments can reduce at high rate if the default is totally unexpected. The resultant loss is the ââ¬Å"difference between the pre- and post-default prices.â⬠(Bessis, 2011, p.29) Banks are most vulnerable regarding credit risk issue since default or delay of payments can lead to cash flow problems or can cause liquidity of the bank. Although there are many aspects of finance, in the balance sheet of the bank 70 percent of it is related to credit risk management. Out of many factors that are responsible for a bankââ¬â¢s failure, credit risk is the most common factor. A bankââ¬â¢s credit risk is mostly determined by its loan portfolio, yet it is equally imp ortant to assess the creditworthiness of any debtor or issuer of financial instruments to understand the potential credit risk. Financial analysts and supervisory agencies of banks give much importance to credit policies designed by the Board of Directors, and how they are implemented by the managers. A credit policy needs to give a framework of the credit structure of bank, i.e. allocation of credit and management of credit portfolio. For instance, the policy should give information about how investments and financing assets are supervised, managed and reviewed. A credit policy need not be excessively conditional, so that proposals for consideration can be placed before the board even if those proposals do not strictly follow the guidelines of the policy. A bankââ¬â¢s credit policy should have enough flexibility to be able to adapt to the changing relations between the bankââ¬â¢s standing assets and the market fluctuations (Greuning & Bratanovic, 2009, pp.161-162). There are certain standard theories of a bankââ¬â¢s credit management and they are ââ¬â 1) identification and assessment of potential credit risks, 2) credit policies that define the bankââ¬â¢s perspective of risk management, and 3) the parameters of the policies within which credit risk will be monitored. Generally there are three kinds of credit risk management policies. The first one has the objective of minimizing any potential risk and includes policies on ââ¬Å"concentration and large exposures, diversification, lending to connected parties, and overexposure.â⬠The second set of policies targets at classifying assets. These policies make it compulsory to do periodic monitoring of the ââ¬Å"collectibility of the portfolio of credit instruments.â⬠The third set of policies is designed in the manner to set
Wednesday, February 5, 2020
COMZ Study Group Essay Example | Topics and Well Written Essays - 1000 words
COMZ Study Group - Essay Example Pederson has developed a listening skills which his staff needs to develop he acts as the role model of the organisation. The Clan culture focus mainly on the participation and involvement of the members of the organisation. More than any other, the clan culture mainly focuses primarily on the needs and requirements of the members or the employees and believes that if the performance is satisfactory, profit would follow the organisation (Draft, et.al, 2010, p.411). In a similar manner Pedersen also believes that by delivering good services to the customers and by motivating the employees to do so, profit will follow them. He believes that it is important to image how the employees feel and in turn develop a relationship building skills. Pedersen is committed towards team approach which according to him is essential for the communication industry where creativity is everything. Just as the clan culture suggest of taking care of the employees and make sure that the employees are surrou nded by everything which are required by them, so does Pedersen for its employees. QUESTION 2 Using the PESTLE framework, identify ONE external factor and explain how it has affected COMZ Group. (150) PESTEL Analysis tends to covers the macro environment. The PESTEL covers the Political, Economical, Social, Technological, Environmental and Legal factors of an organisation (Lorat, 2009, p.6). COMZ Group was highly affected by the economic factors as stated in the case study. COMZ Group which began its operation as promotional video production company but latter shifted to event management mainly for the travel industry, the airlines and travel agencies. After the 9/11 attack, the tourism business was affected highly and also had an adverse affect on the COMZ Group. The company had lost about 60% of its business overnight for which the company COMZ had to reposition itself completely. The 9/11 attack had affected the business badly so the company was forced to shift into a new dimensi on. COMZ Group is now a communication agency which offers a range of products and services to both local and large MNCs. Identify ONE other external factor and explain how it could affect COMZ Group in the future Other than the Economic factor, the company is affected by the rivalry among the industry. Since the communication industry is a competitive industry, the company needs to provide effective and better services to gain a competitive edge over its competitors. The COMZ Group continues to face challenges because the communication is often regarded as a luxury by businesses which cannot be afforded during economic downturn. There may be other communication firms which might offer great services at a less amount affecting the business of COMZ Group. Therefore the competition among the established firm within the same industry is usually high and that to in the communication industry (Hills & Jones, 2009, p.43). QUESTION 3 Identify TWO COMZ Group stakeholders (excluding sharehold ers) and describe their likely interests in the performance of the company. Two COMZ Group stakeholders are the customers and the employees who act as core members and are interested in the performance of the company. The customers are the key stakeholders that the organisation needs to satisfy. A customer is someone who is involved in the decision making to acquire a product or implement a
Monday, January 27, 2020
Developing Education in Latin American Countries
Developing Education in Latin American Countries Increasing the quality of Education in Latin American Countries Josà © Luis Llumiquinga Molina Abstract: The purpose of this study is to analyze the ways in which Latin American countries can improve their education. Latin American countries have always been classified as underdeveloped and poor, and one of the causes for which they have been classified as poor and underdeveloped is because of the low level of education that these countries have. There are some things that can be done to improve the education of growing nations. This study shows with practical things, the actions that the Latin Americans governments can do like investing in teachers training, buying technology equipment or focusing on students innovation and creativity. The expected results in this work should show that with these changes education must improve significantly. In conclusion to improve education in Latin countries the different states must invest in key areas for education. Key Words: Education, Latin American Countries, teacher training, technology, innovation and creativity Nations in other parts of the world have always classified Latin American countries as developing countries and this is due to low levels of education and poverty present in Latin America. Each year, international exams such as the PISA show that Latin American countries are below the international average in education. (Pisa results in focus, 2012). For a country, it depending on others and become a productive power and leader in knowledge, it is necessary that education be taken more into account by Latin American governments, who should invest more in this field. In addition to the investments in infrastructure that governments can make must they invested in the greatest productive force of all that is the strength of people. Governments must invest in the education of people so that they can overcome themselves and not depend on the charity of others. Latin American education quality can be improved by investing in the following three key points of education: teacher training, th e use of new technology and the promotion of studentÃâà ´s interest in innovation and creativity Live as if you were to die tomorrow. Learn as if you were to live forever. (Quotes about Education, n.d.). The teachers of any educational institution in the world are fundamental for the process of teaching young learners to be effective, teachers are the guides of their students because they are the ones who bring new knowledge to their students and arouse interest of their students in some future profession, teachers are forming the future of society; That is why it is necessary for teachers to be able to teach correctly, that is to say that their students take ownership of the knowledge with the help of the teacher, then good education would be achieved with educational training of teachers with periodic tests and agreements with international universities that improve the education of teachers. In order for a teacher to teach his students correctly, the teacher must have all his knowledge updated and this is achieved thanks to continuous training as has been done in Ecuador since 2008. Another way to keep trained teachers is through periodic tests that require teachers to study regularly to ensure that their knowledge is updated. An example of periodic test is the evaluations made in Malaysia to teachers, A total of 1,022 English teachers are now undergoing the Cambridge Placement Test (CPT) in their respective districts in Sabah. Education Director Datuk Jame Alip (pic) said on Wednesday the course is aimed to improve their English skills and teaching pedagogy methods (Malaysia, n.d.). Another way to train teachers is to give them the opportunity to get fourth-level titles like in Finland. Teachers in Latin American countries must have opportunities to progress and increase their knowledge to improve their educational capacities and thus improve the overall education of a nation since the education of a country does not improve only by investing in the infrastructure of educational institutions But that investment in one of the most important parts of education prevails, this part is the teachers who, by giving them the opportunity to become learned in their subject matter, is contributing to the teachers being able to explain very easily one Theme and thus contribute to quality education. Quality education is something that can be achieved by giving greater importance to the education and training of teachers, a training that must be continuous and with the opportunity to study in international universities that give teachers more experience and knowledge to the Teachers therefore a real education is given when all members of this process, especially teachers, have adequate levels of training to provide an education that is beneficial to young people who in the future will be contributing with great knowledge to society . Technology is nothing. The important thing is that you have faith in people, that they are basically good and intelligent, and if you give them tools, they will do wonderful things with them (Jobs, n.d.). The second key pint, technology in classrooms is an important resource to improve education in any part of the world because with technology, access to information is very easy, it also promotes research because with technological equipment, the speed with which it is Access to information is the best, so one way to get a better education is through investments by the state in computers and the Internet in addition should use free software programs focused on education. With the provision of computers and internet in different educational institutions can significantly improve the education of students, students who may have never seen a computer in the past can now have the opportunity to learn to use them by breaking many digital gaps, improving Thus substantially the knowledge; The students besides improving their general knowledge could improve their technical knowledge by the simple use of these computational equipment. Students who already have computers and also access to the Internet will have at their disposal an unimaginable amount of information that they can use to improve their knowledge; This has a risk and is that students believe true everything they find on the internet but with the help of a teacher who guides their students this will not be a problem. Also with internet students can be communicated and thus could work together in an online way Free software can be a great educational tool because the costs of acquiring these programs do not exist and this means a great saving for educational institutions, who want to acquire didactic teaching programs at a low cost. An example of free software is the program Scratch is a free programming language and online community developed by the MIT Media Labs Lifelong Kindergarten group (Segal, 2016). This program is an environment in which children can learn to program in a playful and very easy way, in this Program can be programmed games for leisure or games for learning; The Scratch program can be an indispensable learning tool because students have fun while learning and in the end this can be a great way to improve knowledge (Segal, 2016). There are many other programs that can be of help to students, there are free programs such as google docs that can be used to perform group work regardless of distance, this type of program can be used to improve cooperatives among students. Another very useful program is Duolingo, this is a multiplatform program, that is to say that it can work in computers or any type of Smartphone, this program is free and also is a program that is used to learn other languages à ¢Ã¢â ¬Ã¢â¬ ¹Ã ¢Ã¢â ¬Ã¢â¬ ¹through games; This program can be used in classrooms as a complement to normal classes (Segal, 2016). A very successful way to improve education is the use of technology, states can improve the education of their students through successful investments in computers, internet and over-the-counter programs, this set can become very useful because it improves The knowledge of its students by the new information that they can acquire and by the new skills that can get by the simple use of technological equipment that is why the technology is indispensable for an improvement in educational quality. Creativity involves breaking with established patterns to look at things differently (Las 75 Mejores Frases de Creatividad, n.d.). The last point, Research and creativity are two things that are very closely linked, scientists investigate to solve problems, understand phenomena of nature or to discover something new but this is achieved with creativity because creativity is the basis for the invention of some A new device that helps research creativity helps us to break the rules of the known to look for new things never seen before or even though (Ossola, 2016). So for a person to improve is necessary to create new things, to investigate what he does not understand. Education is the basis for a society to change and improve, but for real education to be a reality students should be encouraged to research and promote creativity. One way students improve their interest in research is by integrating them into extra-class clubs, these types of clubs must accept students who are curious about the subject even if they have not the slightest idea of what the Club Student creativity can be greatly enhanced by classroom activities where you have to expose something or demonstrate unprepared skills because students learn to think faster, learn to be resourceful, learn to solve problems faster Definitive are more creative. An example to improve the creativity of the students is to organize groups, give them different topics and organize debates in which each one has to think quickly what he is going to say. Quality in education is achieved with many factors but one of the most important are those that involve the students interest in research and the students ability to be creative, and this is achieved with the students motivation to discover new things as Is given in the case of extracurricular clubs and with the creativity of the student that is given when he learns to think and to develop quickly; Thats why students who are happier doing what they like are the ones with the most knowledge. Conclusion To finish education is an issue that should be of paramount importance for all governments in the world because education is able to overcome poverty and grow not only economically but culturally so that the Latin American people leave behind all that History of poverty and ignorance should improve the education of their youth and to achieve this requires that teachers constantly update their knowledge so that they can teach the right to their students and adequately; It is necessary to invest in technological equipment that will help in the classes and the students must be inculcated the interest in the investigation and the capacity to be creative so that they themselves are the ones that generate their own knowledge and in the future they become people Critical In order to improve education in Latin American countries, a comprehensive work by governments involving both teachers and students and technological infrastructure is needed. References Actualizacià ³n Docente i. (n.d.). Retrieved November 18, 2016, from https://educacion.gob.ec/oferta-de-cursos-de-actualizacion-docente/ Childress, S. (2016). A Young Tinkerer Builds a Windmill, Electrifying a Nation. WSJ. Retrieved 21 November 2016, from http://www.wsj.com/articles/SB119742696302722641 Compton, R.(2011). The Finland Phenomenon à ¢Ã¢â ¬Ã ¢Compton, R.(2011). The Finland Phenomenon Docentes ecuatorianos obtienen su master gracias a un programa del gobierno. (n.d.). Retrieved November 18, 2016, from http://www.andes.info.ec/es/noticias/docentes-ecuatorianos-obtienen-master-gracias-programa-gobierno.html-0 Formacià ³n Docente. (n.d.). Retrieved November 18, 2016, from http://mecapacito.educacion.gob.ec/ H. (2016). 51 Frases de Tecnologà a de Grandes Hombres. Retrieved November 18, 2016, from http://www.lifeder.com/frases-de-tecnologia/ H. (2016). Las 75 Mejores Frases de Creatividad. 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